Skip the loan, skip the stress but don't skip this

Free and Open To Public

How to Get Started

Without the Bank

Live Masterclass With Zasha & Fuzzy

Think you can’t start investing without the bank? Think again. Join Zasha and Fuzzy as they share how real Hawai‘i investors are closing deals using creative financing and private money. No credit check, no big down payment, just smart strategies and the right relationships.

Tuesday, November 25th, 2025 @ 12PM HST

Live Virtual Session

If You’ve Been Told ‘You Can’t’

This Is For You

✔️ You’re tired of waiting for the “perfect time” to start investing

✔️ You’ve been told you need to save thousands before getting into real estate

✔️ You want to learn from local investors who actually do this in Hawai‘i

✔️ You’re ready to take your next step toward financial freedom

What if you could fund your first deal

without the bank saying yes or no?

In Hawai‘i, getting started in real estate can feel impossible. High prices, limited land, and the bank’s “20% down” rule can put your goals out of reach. Traditional lenders also expect perfect credit, low debt, and a track record many new investors don’t have, which slows down deals and makes opportunities slip away.

But there is another way. This masterclass will show you how to start investing in Hawai‘i using creative financing and private money, even if you don’t have big savings or perfect credit. You’ll learn strategies like seller financing, lease options, and joint ventures that reduce or eliminate the need for large down payments.

We’ll share real local examples, including deals funded with 80% loan-to-value from private money, so you can see how these investors structured deals, attracted funding, and closed quickly. By the end, you’ll have a clear framework to find your first deal, raise private money, and make it happen without waiting for the bank’s approval.

Creative Financing Tricks

You Won’t Hear Anywhere Else

Creative Financing Basics

Understand how to structure deals without relying on traditional lenders.

How to Raise Private Money (the Right Way)

Build trust, present opportunities, and attract investors confidently.

Real Stories from Local Deals

See how Hawai‘i investors started from scratch and built momentum using these exact strategies.

Step-by-Step Framework to Get Started Now

Get the exact steps to identify your first deal, talk to lenders, and move forward with confidence.

Get Insider Tips From

Investors Who’ve Done It

This class isn’t theory, it’s real talk, real numbers, and real examples from local deals that closed without a single bank loan. You’ll leave with clarity on how to start, what to say to potential private lenders, and how to fund your next (or first) deal creatively.

Meet Your Speakers

Fuzzy Jardine

Pro Surfer 👉 20+ Real Estate Deals a Year

Fuzzy is a former pro waterman turned successful real estate developer, who was able to build over 150+ affordable entry level homes on the Big Island that were sold to mostly local families since 2013 using little to none of his own money through partnerships. He's also built a rental portfolio worth $6 million and has housed families in need through working with non-profit groups like Hope Services and Section 8.

Zasha Smith

Civil Engineer 👉 $10M+ Real Estate Portfolio

Zasha is a licensed civil engineer turned full-time real estate investor that built a $5 million residential portfolio rented to those on assistance, flipped over 37 projects that were sold to local families, and raised over $10 million from private investors. She has recently started expanding into commercial properties as part owner in 500+ units and building 32 affordable homes on the Big Island with Fuzzy!

HUI Mastermind

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