Talk story with Other Real Estate Investors

About

The Event

Want to Buy a Fixer-Upper but Don’t Have a Big Budget?

Join us for a real talk with top Maui real estate pros as we break down how first-time homebuyers, families, and budget-conscious buyers can use an FHA 203K loan to purchase and renovate a home—all with just one loan and a low down payment.

We’ll walk you through the entire process, from qualifying for the loan to working with lenders, contractors, and realtors to make your vision a reality. Whether you're looking to upgrade a home for your family or simply want to learn a creative way to finance renovations, this event is for YOU!

💡 Come with questions, leave with a plan!

Turn a Fixer-Upper into Your Dream Home!

Buying a home that needs work might seem out of reach—but with an FHA 203K loan, you can finance both the purchase AND the renovations in one go! Whether you're a first-time homebuyer, a family looking for an affordable way to upgrade, or simply curious about creative financing, this event is for you.

What

You’ll Learn

Understanding how an FHA 203K loan works can open doors to homeownership in ways you never thought possible. This session will walk you through the essentials of financing a fixer-upper, ensuring you can confidently navigate the process.

What is an FHA 203K loan & how does it work?

How you can buy AND renovate with just one loan

Who qualifies & how to apply

What types of repairs & renovations qualify

How to work with lenders, contractors, and realtors to make it happen

Who's Taking The Stage

Join top Maui real estate professionals as they break down the process, answer your questions, and show you how to make this strategy work for YOU!

Samantha Kramer

Realtor with Keller Williams Realty Maui

Samantha Kramer is a REALTOR® (S) with Keller Williams Realty Maui, holding the license number RS-83354. Born and raised in Hawaii, Samantha cherishes her Native Hawaiian heritage and strives to respect the culture and land. Beyond her real estate career, she is the CEO and hands-on owner of Maui on the Fly, a baby gear rental company.

Balancing her roles as a wife and mother of three, Samantha is also active in volunteering and serving on community committees. Her dedication to customer service is a top priority

Celeste Mollena

Realtor with Keller Williams Realty Maui

Celeste Mollena is a REALTOR® Broker with Keller Williams Realty Maui, holding the license number RB-23623. Born, raised, and rooted on Maui, Celeste embraces the Aloha spirit, island culture, and the people who make the island special. With over 25 years of experience in sales and solutions management, she has built valuable connections within the Maui community.

Celeste specializes in assisting clients with buying or selling their Maui homes, offering expertise in various areas, including buyer's agent, listing agent, relocation, foreclosure, vacation/short-term rentals, first-time homebuyers, investment properties, luxury homes, new construction, and lot/land.

Kisha Kawakami

Sales Manager | Mortgage Loan Officer

Kisha Kawakami, a Maui native from Kula, HI, brings over 25 years of expertise in the real estate lending sector. With a Bachelor's degree in Clinical Psychology, she combines her deep understanding of people with her extensive knowledge of real estate financing to better serve her clients.

As a valued member of the Blue Seas Team at Mason McDuffie Mortgage, Kisha is dedicated to helping individuals and families navigate the lending process with confidence. Known for her commitment, diligence, and transparency, she takes pride in building long-term relationships and providing tailored solutions to meet her clients’ real estate goals. Whether you’re a first-time homebuyer, investor, or seasoned homeowner, Kisha is ready to guide you every step of the way.

FROM Listing DEALS

TO Owning THEM

Step inside a real Maui project and see how one realtor turned opportunity into ownership

What if the deal you’ve been looking for… was already in your phone? On April 18th, we’re pulling back the curtain on a real, active fix and flip led by Celeste Mollena, a local realtor and investor who didn’t just list the deal… she took it down. This is your chance to walk the property, hear the story, and see exactly how being in the right rooms and wearing the right hats can change your entire investing journey. And the best part… it’s completely FREE and open to the public. Just show up, learn, and connect 🤙

Saturday, April 18th, 2026 @ 10AM HST

Location: To be announced once registered

This Deal Didn’t Get Found…

It Came In

Some people are still out there refreshing listings, waiting for the “right” deal to show up. This one never even went that route. The owners reached out directly to Celeste… and that conversation turned into an opportunity. That’s what starts to happen when you’re active, connected, and actually in the mix instead of just watching from the outside.

Celeste Mollena

is a Maui-based realtor and investor who understands how to turn conversations into opportunities. She’s not just helping clients buy and sell… she’s in the game herself, recognizing when a deal is worth taking down. This project is a perfect example of that. Same access most agents have… just a different way of seeing it.

Right in the Middle of the Action

See the work while it’s still in progress

When you come out to this meet-up, you’re not seeing a finished product. You’re stepping right into the middle of it. You’ll see the project as it is, while work is still happening, while decisions are still being made. The kind of stuff you don’t get from photos or walkthrough videos. It’s not polished… but that’s the point. That’s where the real learning is.

Pull Up. See It for Yourself.

If you’ve been wanting to get into real estate…

or you’ve been circling it for a while

Come through.

Meet people who

are actively in the game.

Previous

Meet-up Highlights

At our past meet-ups, we've had a blast connecting with members and creating memorable moments. Here’s a glimpse of the amazing time we’ve had:

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Dreaming of a Home You Can Fix Up?

Learn How to Finance It!

Think a fixer-upper is out of reach? Think again! Join us on March 28th from 5 PM - 7 PM at Keller Williams in Kahului

Meet

ZASHA & FUZZY

Zasha Smith

Civil Engineer 👉 $10M+ Real Estate Portfolio

Zasha is a licensed civil engineer turned full-time real estate investor that built a $5 million residential portfolio rented to those on assistance, flipped over 36 projects that were sold to local families, and raised over $9 million from private investors. She has recently started expanding into commercial properties as part owner in 500+ units and building 32 affordable homes on the Big Island with Fuzzy!

Fuzzy Jardine

Pro Surfer 👉 20+ Real Estate Deals a Year

Fuzzy is a former pro waterman turned successful real estate developer, who was able to build over 100+ affordable entry level homes on the Big Island that were sold to mostly local families since 2013 using little to none of his own money through partnerships. He's also built a rental portfolio worth $6 million and has housed families in need through working with non-profit groups like Hope Services and Section 8.

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