Talk story with Other Real Estate Investors
About
The Event
Want to Buy a Fixer-Upper but Don’t Have a Big Budget?
Join us for a real talk with top Maui real estate pros as we break down how first-time homebuyers, families, and budget-conscious buyers can use an FHA 203K loan to purchase and renovate a home—all with just one loan and a low down payment.
We’ll walk you through the entire process, from qualifying for the loan to working with lenders, contractors, and realtors to make your vision a reality. Whether you're looking to upgrade a home for your family or simply want to learn a creative way to finance renovations, this event is for YOU!
💡 Come with questions, leave with a plan!
Turn a Fixer-Upper into Your Dream Home!
Buying a home that needs work might seem out of reach—but with an FHA 203K loan, you can finance both the purchase AND the renovations in one go! Whether you're a first-time homebuyer, a family looking for an affordable way to upgrade, or simply curious about creative financing, this event is for you.
What
You’ll Learn
Understanding how an FHA 203K loan works can open doors to homeownership in ways you never thought possible. This session will walk you through the essentials of financing a fixer-upper, ensuring you can confidently navigate the process.
What is an FHA 203K loan & how does it work?
How you can buy AND renovate with just one loan
Who qualifies & how to apply
What types of repairs & renovations qualify
How to work with lenders, contractors, and realtors to make it happen
Who's Taking The Stage
Join top Maui real estate professionals as they break down the process, answer your questions, and show you how to make this strategy work for YOU!
Samantha Kramer
Realtor with Keller Williams Realty Maui
Samantha Kramer is a REALTOR® (S) with Keller Williams Realty Maui, holding the license number RS-83354. Born and raised in Hawaii, Samantha cherishes her Native Hawaiian heritage and strives to respect the culture and land. Beyond her real estate career, she is the CEO and hands-on owner of Maui on the Fly, a baby gear rental company.
Balancing her roles as a wife and mother of three, Samantha is also active in volunteering and serving on community committees. Her dedication to customer service is a top priority
Celeste Mollena
Realtor with Keller Williams Realty Maui
Celeste Mollena is a REALTOR® Broker with Keller Williams Realty Maui, holding the license number RB-23623. Born, raised, and rooted on Maui, Celeste embraces the Aloha spirit, island culture, and the people who make the island special. With over 25 years of experience in sales and solutions management, she has built valuable connections within the Maui community.
Celeste specializes in assisting clients with buying or selling their Maui homes, offering expertise in various areas, including buyer's agent, listing agent, relocation, foreclosure, vacation/short-term rentals, first-time homebuyers, investment properties, luxury homes, new construction, and lot/land.
Kisha Kawakami
Sales Manager | Mortgage Loan Officer
Kisha Kawakami, a Maui native from Kula, HI, brings over 25 years of expertise in the real estate lending sector. With a Bachelor's degree in Clinical Psychology, she combines her deep understanding of people with her extensive knowledge of real estate financing to better serve her clients.
As a valued member of the Blue Seas Team at Mason McDuffie Mortgage, Kisha is dedicated to helping individuals and families navigate the lending process with confidence. Known for her commitment, diligence, and transparency, she takes pride in building long-term relationships and providing tailored solutions to meet her clients’ real estate goals. Whether you’re a first-time homebuyer, investor, or seasoned homeowner, Kisha is ready to guide you every step of the way.
Maui Meet-up
Your Bank Said No...
but the deal isn’t dead!
How smart investors use hard money to fund flips, rentals, new builds & multifamily deals faster
Your bank said no. Your lender went quiet. Your deal is sitting in limbo wondering what it did wrong.
Good news: the money isn't gone, it just isn't coming from where you thought. Join us at the Maui Meet-Up and hear from Tamberyne of Conventus on how private lending works, what lenders actually look for, and how investors are funding deals the banks wouldn't touch. Hosted by Fuzzy Jardine and Zasha Smith.
Tuesday, July 21st, 2026 @ 5PM HST
Location: Kahului, Maui
Here's the thing
Sometimes, the deal isn't the problem.
The funding strategy is.
Most people think getting denied by the bank means the opportunity is over. So they walk away. But a lot of those deals are still on the table, just waiting for someone who knows how to fund them differently.
"The investors who win are usually the ones who understand their options before they need them."
If you've ever found a property and thought, "How would I even fund this?", this meetup is for you.
Every Type of Deal Has a
Different Money Move
Loan Types
Bridge loans, fix & flip loans, DSCR rentals, new construction, and multifamily financing, and when each one makes sense.
Speed
Why fast approvals and closings matter more than you think when you're competing for a good deal.
What Lenders Look At
It's not just your credit score. Lenders look at the deal, the borrower, and the exit strategy, in that order.
Hard Money Realities
When hard money makes sense, and when it absolutely does not. This is the nuance most people skip over.
Deal Killers
The common funding mistakes that kill a deal before it ever gets to closing and how to avoid them.
Right Questions to Ask
What to ask a lender before you commit. The questions that separate informed investors from reactive ones.
Featured Speaker
Tamberyne McCutcheon
We’re bringing in Tamberyne from Conventus to break down how real estate investors use private lending to move faster, structure better deals, and stop letting slow financing kill good opportunities.
Tamberyne is a seasoned real estate professional with more than 30 years of combined industry experience, helping homebuyers, sellers, and investors achieve their real estate goals with confidence. Her expertise spans residential sales, fix and flips, portfolio building, rental investments, Airbnb hosting, hard money lending across 45 states, and project estimation.
Your next deal might not need a bank.
It might just need the right strategy.
Pull Up. See It for Yourself.
If you’ve been wanting to get into real estate…
or you’ve been circling it for a while
Come through.
Meet people who
are actively in the game.
Previous
Meet-up Highlights
At our past meet-ups, we've had a blast connecting with members and creating memorable moments. Here’s a glimpse of the amazing time we’ve had:
Dreaming of a Home You Can Fix Up?
Learn How to Finance It!
Think a fixer-upper is out of reach? Think again! Join us on March 28th from 5 PM - 7 PM at Keller Williams in Kahului
Meet
ZASHA & FUZZY
Zasha Smith
Civil Engineer 👉 $10M+ Real Estate Portfolio
Zasha is a licensed civil engineer turned full-time real estate investor that built a $5 million residential portfolio rented to those on assistance, flipped over 36 projects that were sold to local families, and raised over $9 million from private investors. She has recently started expanding into commercial properties as part owner in 500+ units and building 32 affordable homes on the Big Island with Fuzzy!
Fuzzy Jardine
Pro Surfer 👉 20+ Real Estate Deals a Year
Fuzzy is a former pro waterman turned successful real estate developer, who was able to build over 100+ affordable entry level homes on the Big Island that were sold to mostly local families since 2013 using little to none of his own money through partnerships. He's also built a rental portfolio worth $6 million and has housed families in need through working with non-profit groups like Hope Services and Section 8.
HUI Mastermind
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