We’ll walk you through the entire process, from qualifying for the loan to working with lenders, contractors, and realtors to make your vision a reality. Whether you're looking to upgrade a home for your family or simply want to learn a creative way to finance renovations, this event is for YOU!
💡 Come with questions, leave with a plan!


Understanding how an FHA 203K loan works can open doors to homeownership in ways you never thought possible. This session will walk you through the essentials of financing a fixer-upper, ensuring you can confidently navigate the process.

What is an FHA 203K loan & how does it work?

How you can buy AND renovate with just one loan

Who qualifies & how to apply

What types of repairs & renovations qualify

How to work with lenders, contractors, and realtors to make it happen

Samantha Kramer is a REALTOR® (S) with Keller Williams Realty Maui, holding the license number RS-83354. Born and raised in Hawaii, Samantha cherishes her Native Hawaiian heritage and strives to respect the culture and land. Beyond her real estate career, she is the CEO and hands-on owner of Maui on the Fly, a baby gear rental company.
Balancing her roles as a wife and mother of three, Samantha is also active in volunteering and serving on community committees. Her dedication to customer service is a top priority

Celeste Mollena is a REALTOR® Broker with Keller Williams Realty Maui, holding the license number RB-23623. Born, raised, and rooted on Maui, Celeste embraces the Aloha spirit, island culture, and the people who make the island special. With over 25 years of experience in sales and solutions management, she has built valuable connections within the Maui community.
Celeste specializes in assisting clients with buying or selling their Maui homes, offering expertise in various areas, including buyer's agent, listing agent, relocation, foreclosure, vacation/short-term rentals, first-time homebuyers, investment properties, luxury homes, new construction, and lot/land.


Kisha Kawakami, a Maui native from Kula, HI, brings over 25 years of expertise in the real estate lending sector. With a Bachelor's degree in Clinical Psychology, she combines her deep understanding of people with her extensive knowledge of real estate financing to better serve her clients.
As a valued member of the Blue Seas Team at Mason McDuffie Mortgage, Kisha is dedicated to helping individuals and families navigate the lending process with confidence. Known for her commitment, diligence, and transparency, she takes pride in building long-term relationships and providing tailored solutions to meet her clients’ real estate goals. Whether you’re a first-time homebuyer, investor, or seasoned homeowner, Kisha is ready to guide you every step of the way.
Come as you are. Pull up a stool, grab a cold one, and talk real estate with people who actually get it. Whether you're closing deals or just getting started, these are your people. Good vibes, great conversations, and maybe your next investment partner, all under the same roof.
What's the Vibe
Forget the conference rooms. Forget the elevator pitch. Hawaii's REI community has always grown the old-fashioned way, one genuine conversation, one shared beer, one idea exchanged between people who are actually out here doing it.
"The moment I stopped waiting to 'be ready' and started showing up, that's when the deals started showing up too."
Show up as you are. Ask the questions you've been sitting on. Trade notes with someone a few steps ahead of you. That's the whole thing.
Why Show Up
Here's what tends to happen when real estate investors get in the same room:
Zero Formalities
No prep required. No slide decks, no small talk scripts. Just show up as you are and start talking story.
Maui Market Intel
Hear what's actually moving on the island right now, straight from the investors living it, not from a YouTube thumbnail.
Real Questions Welcome
No question is too basic here. Ask about your first deal, your next one, or the one that didn't go the way you planned.
Off-Market Energy
Some of the best opportunities never hit Zillow. They pass between people who know each other. Be one of those people.
Island Investor Ohana
Hawaii investing has its own rules, its own rhythms. Build your circle with people who actually understand that.
No Ticket. No Catch.
This isn't a funnel. It's a gathering. Free to attend, open to all. The only cost is showing up, and that one pays off.


Fuzzy is a former pro waterman turned successful real estate developer, who was able to build over 100+ affordable entry level homes on the Big Island that were sold to mostly local families since 2013 using little to none of his own money through partnerships. He's also built a rental portfolio worth $6 million and has housed families in need through working with non-profit groups like Hope Services and Section 8.
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