Talk story with Other Real Estate Investors
About
The Event
Want to Buy a Fixer-Upper but Don’t Have a Big Budget?
Join us for a real talk with top Maui real estate pros as we break down how first-time homebuyers, families, and budget-conscious buyers can use an FHA 203K loan to purchase and renovate a home—all with just one loan and a low down payment.
We’ll walk you through the entire process, from qualifying for the loan to working with lenders, contractors, and realtors to make your vision a reality. Whether you're looking to upgrade a home for your family or simply want to learn a creative way to finance renovations, this event is for YOU!
💡 Come with questions, leave with a plan!
Turn a Fixer-Upper into Your Dream Home!
Buying a home that needs work might seem out of reach—but with an FHA 203K loan, you can finance both the purchase AND the renovations in one go! Whether you're a first-time homebuyer, a family looking for an affordable way to upgrade, or simply curious about creative financing, this event is for you.
What
You’ll Learn
Understanding how an FHA 203K loan works can open doors to homeownership in ways you never thought possible. This session will walk you through the essentials of financing a fixer-upper, ensuring you can confidently navigate the process.
What is an FHA 203K loan & how does it work?
How you can buy AND renovate with just one loan
Who qualifies & how to apply
What types of repairs & renovations qualify
How to work with lenders, contractors, and realtors to make it happen
Who's Taking The Stage
Join top Maui real estate professionals as they break down the process, answer your questions, and show you how to make this strategy work for YOU!
Samantha Kramer
Realtor with Keller Williams Realty Maui
Samantha Kramer is a REALTOR® (S) with Keller Williams Realty Maui, holding the license number RS-83354. Born and raised in Hawaii, Samantha cherishes her Native Hawaiian heritage and strives to respect the culture and land. Beyond her real estate career, she is the CEO and hands-on owner of Maui on the Fly, a baby gear rental company.
Balancing her roles as a wife and mother of three, Samantha is also active in volunteering and serving on community committees. Her dedication to customer service is a top priority
Celeste Mollena
Realtor with Keller Williams Realty Maui
Celeste Mollena is a REALTOR® Broker with Keller Williams Realty Maui, holding the license number RB-23623. Born, raised, and rooted on Maui, Celeste embraces the Aloha spirit, island culture, and the people who make the island special. With over 25 years of experience in sales and solutions management, she has built valuable connections within the Maui community.
Celeste specializes in assisting clients with buying or selling their Maui homes, offering expertise in various areas, including buyer's agent, listing agent, relocation, foreclosure, vacation/short-term rentals, first-time homebuyers, investment properties, luxury homes, new construction, and lot/land.
Kisha Kawakami
Sales Manager | Mortgage Loan Officer
Kisha Kawakami, a Maui native from Kula, HI, brings over 25 years of expertise in the real estate lending sector. With a Bachelor's degree in Clinical Psychology, she combines her deep understanding of people with her extensive knowledge of real estate financing to better serve her clients.
As a valued member of the Blue Seas Team at Mason McDuffie Mortgage, Kisha is dedicated to helping individuals and families navigate the lending process with confidence. Known for her commitment, diligence, and transparency, she takes pride in building long-term relationships and providing tailored solutions to meet her clients’ real estate goals. Whether you’re a first-time homebuyer, investor, or seasoned homeowner, Kisha is ready to guide you every step of the way.
Maui Meet-up
ONE PROPERTY. MULTIPLE UNITS.
ONE FAMILY STRATEGY.
Step inside a real family compound in Makawao, Maui. See how multiple family members came together to purchase the property, how a HELOC helped with part of the down payment, and walk through a major renovation while it's still underway.
Why This Meetup Hits Different
This isn't just a property tour.
It's a family investment story.
Real estate doesn't always happen with one buyer, one loan, and one plan.
Sometimes it takes family, shared resources, creative financing, and a property that gives you more than one way to make the numbers work.
That's what you'll get to see on October 24th. We'll walk through a family compound with multiple units, talk about how the purchase came together, and take you inside one of the homes that's currently going through a major renovation.
"Sometimes the best way to understand a real estate deal is to walk through the property and hear how the people behind it made it happen."
What's Happening
One Property.
A Lot To Unpack.
Five things you'll get to experience when you're standing inside the actual property.
The Family Compound
Walk through a property with multiple units and see how the different spaces come together. Get a feel for what makes a multi-unit property different from a typical single-family investment.
How The Purchase Came Together
Hear the story behind the acquisition and how multiple family members came together to make the purchase happen.
The HELOC Strategy
Part of the down payment came from a HELOC, giving you a real-world look at how existing equity can become a resource for acquiring another property.
The Renovation In Progress
One of the homes is undergoing a major renovation, so you'll get to see the work while it's happening. Not the polished before-and-after. The actual process.
Open Q&A
Bring your questions. Ask about the purchase, financing, renovation, multiple units, or anything else you're curious about. You'll be standing inside the deal, so this is your chance to get specific.
Community Connections
Meet other Maui investors, aspiring investors, and members of the HUI ʻOhana who are actively learning, investing, and building relationships around real estate.
The Family Compound.
More Than One Way To Think About A Property.
Multiple units can mean multiple possibilities. A place for family. Additional living space. Potential rental income. More flexibility.
But the real lesson isn't simply what's on the property. It's understanding how the family put the deal together and what resources they used to make it happen.
We'll talk through that story while we're standing right there.
🏡 Property Type: Family Compound
🏠 Multiple Units: Multiple living spaces on one property
💰 Financing: HELOC used toward part of the down payment
🔨 Renovation: Major renovation currently underway
📍 Location: Makawao, Maui
📍 A Peek Inside
October 24th is your chance.
Step Inside
The Property.
This isn't a staged walkthrough after everything is finished.
One of the homes is in the middle of a major renovation, which means you'll see the project as it really is: work happening, decisions being made, and plenty to talk about.
Previous
Meet-up Highlights
At our past meet-ups, we've had a blast connecting with members and creating memorable moments. Here’s a glimpse of the amazing time we’ve had:
Dreaming of a Home You Can Fix Up?
Learn How to Finance It!
Think a fixer-upper is out of reach? Think again! Join us on March 28th from 5 PM - 7 PM at Keller Williams in Kahului
Meet
ZASHA & FUZZY
Zasha Smith
Civil Engineer 👉 $10M+ Real Estate Portfolio
Zasha is a licensed civil engineer turned full-time real estate investor that built a $5 million residential portfolio rented to those on assistance, flipped over 36 projects that were sold to local families, and raised over $9 million from private investors. She has recently started expanding into commercial properties as part owner in 500+ units and building 32 affordable homes on the Big Island with Fuzzy!
Fuzzy Jardine
Pro Surfer 👉 20+ Real Estate Deals a Year
Fuzzy is a former pro waterman turned successful real estate developer, who was able to build over 100+ affordable entry level homes on the Big Island that were sold to mostly local families since 2013 using little to none of his own money through partnerships. He's also built a rental portfolio worth $6 million and has housed families in need through working with non-profit groups like Hope Services and Section 8.
HUI Mastermind
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