About

The Event

Want to Buy a Fixer-Upper but Don’t Have a Big Budget?

Join us for a real talk with top Maui real estate pros as we break down how first-time homebuyers, families, and budget-conscious buyers can use an FHA 203K loan to purchase and renovate a home—all with just one loan and a low down payment.

We’ll walk you through the entire process, from qualifying for the loan to working with lenders, contractors, and realtors to make your vision a reality. Whether you're looking to upgrade a home for your family or simply want to learn a creative way to finance renovations, this event is for YOU!

💡 Come with questions, leave with a plan!

Turn a Fixer-Upper into Your Dream Home!

Buying a home that needs work might seem out of reach—but with an FHA 203K loan, you can finance both the purchase AND the renovations in one go! Whether you're a first-time homebuyer, a family looking for an affordable way to upgrade, or simply curious about creative financing, this event is for you.

What

You’ll Learn

Understanding how an FHA 203K loan works can open doors to homeownership in ways you never thought possible. This session will walk you through the essentials of financing a fixer-upper, ensuring you can confidently navigate the process.

What is an FHA 203K loan & how does it work?

How you can buy AND renovate with just one loan

Who qualifies & how to apply

What types of repairs & renovations qualify

How to work with lenders, contractors, and realtors to make it happen

Who's Taking The Stage

Join top Maui real estate professionals as they break down the process, answer your questions, and show you how to make this strategy work for YOU!

Samantha Kramer

Realtor with Keller Williams Realty Maui

Samantha Kramer is a REALTOR® (S) with Keller Williams Realty Maui, holding the license number RS-83354. Born and raised in Hawaii, Samantha cherishes her Native Hawaiian heritage and strives to respect the culture and land. Beyond her real estate career, she is the CEO and hands-on owner of Maui on the Fly, a baby gear rental company.

Balancing her roles as a wife and mother of three, Samantha is also active in volunteering and serving on community committees. Her dedication to customer service is a top priority

Celeste Mollena

Realtor with Keller Williams Realty Maui

Celeste Mollena is a REALTOR® Broker with Keller Williams Realty Maui, holding the license number RB-23623. Born, raised, and rooted on Maui, Celeste embraces the Aloha spirit, island culture, and the people who make the island special. With over 25 years of experience in sales and solutions management, she has built valuable connections within the Maui community.

Celeste specializes in assisting clients with buying or selling their Maui homes, offering expertise in various areas, including buyer's agent, listing agent, relocation, foreclosure, vacation/short-term rentals, first-time homebuyers, investment properties, luxury homes, new construction, and lot/land.

Kisha Kawakami

Sales Manager | Mortgage Loan Officer

Kisha Kawakami, a Maui native from Kula, HI, brings over 25 years of expertise in the real estate lending sector. With a Bachelor's degree in Clinical Psychology, she combines her deep understanding of people with her extensive knowledge of real estate financing to better serve her clients.

As a valued member of the Blue Seas Team at Mason McDuffie Mortgage, Kisha is dedicated to helping individuals and families navigate the lending process with confidence. Known for her commitment, diligence, and transparency, she takes pride in building long-term relationships and providing tailored solutions to meet her clients’ real estate goals. Whether you’re a first-time homebuyer, investor, or seasoned homeowner, Kisha is ready to guide you every step of the way.

Hilo Meet-Up

Right After the Auction

Hawaiʻi’s Biggest Auction Deserves a Big Debrief

The Hilo Tax Auction is the moment we’ve all been building toward, and we’re closing out the 3-Part Tax Auction Workshop Series with something special. Join us right after the auction for an exclusive in-person meet-up in Hilo. Whether you bid, observed, or are already planning for the next one, this is where it all comes full circle.

Wednesday, June 4th, 2025 | After the Big Island Tax Auction

Edith Kanaka‘ole Multi-Purpose Stadium, 350 Kalanikoa Street, Hilo, Hawai‘i

3-Part Tax Auction Series Finale

The Biggest Tax Auction in Hawaii and Let’s Wrap It Up Right!

This is it, the final chapter in our 3-Part Tax Auction Workshop Series. We’re gearing up for the Biggest Tax Auction in Hawaii, and we’re thrilled to have you on this journey with us. It’s been an incredible month of learning, growing, and connecting, and now it’s time to bring everything together.

We’ve offered free meet-ups, exclusive workshops, live events, and recordings to give you the best chance at success, and we’re closing out with this in-person meet-up in Hilo. Let’s celebrate what we’ve learned and plan for the next big step!

Important Reminders:

  • Public Registration Opens: 8:00 AM

    Plan to arrive early to allow enough time to check in, get situated, and settle into the space before the action begins. The earlier you arrive, the more prepared you’ll feel.

  • All Attendees Must Be Fully Registered by 8:30 AM

    Please note: no one will be allowed in once the auction starts. We strongly recommend being there before 8:30 AM to ensure you don’t miss out on this high-impact experience.

  • Auction Starts Promptly at 9:00 AM

    Once the auction begins, doors will close and there will be no late entry. Make sure you’re inside, focused, and ready – this is where it all happens.

  • Meet-Up Starts After the Auction (around 11:00 AM)

    Stick around! Once the auction ends, we’ll meet right outside the building. Look for the HUI crew in white shirts. We’ll be there to answer questions, reflect on what happened, and talk story with others navigating the same journey.

Previous

Meet-ups Highlights

At our past meet-ups, we've had a blast connecting with members and creating memorable moments. Here’s a glimpse of the amazing time we’ve had:

Dreaming of a Home You Can Fix Up?

Learn How to Finance It!

Think a fixer-upper is out of reach? Think again! Join us on March 28th from 5 PM - 7 PM at Keller Williams in Kahului

Meet

ZASHA & FUZZY

Zasha Smith

Civil Engineer 👉 $10M+ Real Estate Portfolio

Zasha is a licensed civil engineer turned full-time real estate investor that built a $5 million residential portfolio rented to those on assistance, flipped over 36 projects that were sold to local families, and raised over $9 million from private investors. She has recently started expanding into commercial properties as part owner in 500+ units and building 32 affordable homes on the Big Island with Fuzzy!

Fuzzy Jardine

Pro Surfer 👉 20+ Real Estate Deals a Year

Fuzzy is a former pro waterman turned successful real estate developer, who was able to build over 100+ affordable entry level homes on the Big Island that were sold to mostly local families since 2013 using little to none of his own money through partnerships. He's also built a rental portfolio worth $6 million and has housed families in need through working with non-profit groups like Hope Services and Section 8.

HUI Mastermind

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